Many of our clients find relief with chiropractic care following a car crash, but they are often concerned about the costs. That can be particularly difficult when regular bills are piling up but you still can’t work during your physical recovery. That’s why it is crucial to discuss your accident with a skilled auto accident attorney who knows the ins and outs of Missouri law.
Paying for Chiropractic Care After a Car Accident
Back, neck, and spine injuries are frequently experienced by victims of rear-end accidents, and whiplash isn’t uncommon in those cases. Nearly any type of collision can result in various soft tissue injuries. Ligaments, muscles, and tendons may become sprained, strained, or overstretched due to the force of the impact in a vehicle crash. That may make it difficult to engage in physical activity either at work or home.
Chiropractic adjustments can offer pain reduction and help increase your range of motion after an accident. However, like any medical care following a serious collision, seeing a chiropractor can be expensive.
Potential Ways to Cover Chiropractic Expenses
- Court ordered payment after a successful personal injury lawsuit
- Medical lien accepted by the chiropractor to accept payment after your lawsuit or insurance settlement is completed
- Settlement from the at-fault driver’s insurance company
- Workers’ compensation if you were hurt in a company vehicle during the course of your duties as an employee
- Your health insurance or vehicle insurance policies
When You Need to See a Chiropractor for a Car Crash Injury
There may be times when either your insurance or the at-fault party’s insurance provider may deny payment on the grounds that the chiropractic visits weren’t “reasonably necessary” to your medical improvement. That is why you need an experienced car accident lawyer to fight for your legal rights and handle insurance negotiations.
To avoid that sort of problem, it’s also critical to see a doctor as soon as possible after a car accident and begin any necessary treatments. By visiting the emergency room or seeing a doctor quickly, you establish a paper trail on your injury that is extremely useful to your financial recovery.
Documentation from medical staff goes a long way in arguing how badly you are hurt and why you need treatment like chiropractic adjustments. Notes from a doctor and details from MRI scans for soft tissue injuries are crucial to receiving fair treatment and aiding your attorney in arguing for the full amount you are actually owed.
It’s important to keep in mind that chiropractor expenses are just one component of any potential compensation after a car accident. An experienced attorney can ensure all of your costs are fully considered either by the insurance adjuster or by a jury if your case goes to court. If the insurance company refuses to cover those costs, your attorney can investigate the accident to identify the liable party and find the best source of potential compensation.
Potential Costs Covered by Full and Fair Compensation
- Chiropractor visits
- Income you lost while recovering
- Lost future income in cases of permanent disability or chronic pain caused by the injury
- Medical bills for the hospital stay
- Other medical costs like prescription medication, surgery, or physical therapy
- Out-of-pocket costs while seeking treatment for your car accident injury
- Physical pain and emotional suffering
Have You Been Injured in a Missouri Car Accident?
If you've been injured in a Missouri car accident, you should speak with an experienced car accident lawyer as soon as possible. Please feel free to contact us online or call our office directly at 314.200.1229 to schedule a free consultation. We help car accident victims throughout the state of Missouri including Columbia, Springfield, Kansas City, St. Louis, Kirksville, and Cape Girardeau.