Case Results

C.M was badly burned in an auto accident while driving a rental car. Despite declining the optional insurance coverage, the rental company charged him the extra insurance fee. Mike was able to collect $750,000 after our client was told he had the minimum insurance coverage.

R.L. was injured passenger in an auto accident where a vehicle ran his host driver off the road. Neither of the vehicles involved in the collision had any insurance coverage. Our client went nearly two years without any financial recovery, as he assumed there was no applicable insurance coverage. Within three months of receiving the case, we were able to locate four insurance policies in his parents' name and collect all $325,000 for his injuries.

J.D. was a passenger in a vehicle which was run off the road in Shelby County Missouri. In the collision, he suffered multiple fractures, including implantation of rods and pins in his back. Within a month of receiving the case, we were able to recover the policy limits along with negotiating his medical bills down to nearly a third of what the hospitals were initially charging.

M. A. and his wife were over the road truckers when a vehicle was rear-ended, causing it to cross the median and strike our client's truck head on. Their truck caught fire and our clients both required disc surgery along with skin grafts for third degree burns. Along with two other victims of the crash, we and another law firm collected $300,000 for our clients.

Erin was severely injured while a passenger in her boyfriend's car. Her boyfriend was at fault and had no insurance. Over three years later, I met her and found that she had consulted lawyers and had been told she had no case. I realized that she could avail herself of her parents' Uninsured Motorist Coverage. A claim was made and her parents' insurance company tried to deny coverage saying she was not a resident of her parents' household at the time of the crash. Proof of voter registration, witness statements and other evidence was gathered and within 4 months, her company agreed to pay the entire $275,000 of coverage.

J.B. was involved in an ATV accident near St. Francois County. J.B. was being towed by a friend after his ATV broke down. His friend was towing him too fast which caused our clients' vehicle to strike the back of his friends' ATV, throwing him from the vehicle. J.B. suffered a fractured skull and a brain injury in the collision. Despite what looked like a clear exclusion in the insurance policy, we were able to secure a policies limits settlement of $125,000 for our client within a few months.

J.W. and three of his friends were occupants of a vehicle which drove off the roadway and overturned. All four occupants were thrown from the vehicle. Our clients sustained crushing injuries to the ankle and legs along with brain injuries. The driver of the vehicle was killed in the crash. After convincing to the insurance company who was driving the vehicle, we were able to collect the full policy limits from two insurance companies.

T.C. was a young passenger in a vehicle when a drunk driver caused them to crash into a bridge abutment. Our client was thrown from the vehicle and sustained severe road rash and burns. Within three months, we collected a policy limits settlement.

J.D. was riding with a co-worker home to Michigan from a jobsite in Texas. The driver of the car fell asleep, and the car drove off the highway and struck a concrete abutment. Our client sustained fractured bones in his face, multiple herniated discs and a brain injury in the crash. Despite aggravating stall tactics from the insurance company, we were able to collect the full policy limits for our client shortly after filing suit.

Mike was riding an uninsured motorcycle and was cut off by an unidentified driver. He had to have his ankle fused. In the 7th year following his crash, his case was mentioned to me by my neighbor. Since an unidentified driver is "uninsured" by statute and policy, he had coverage. Unable to remember the carrier on his other vehicles from 7 years ago, I obtained copies of old checks from his bank and determined that American Family had coverage on two trucks at the time of the crash. Mike collected $25,000 on each policy within 3 months of getting the case.

Mrs. W. lost her husband when a State Highway truck backed over him. She collected workers' compensation. Two years later, her son mentioned the accident to me. I informed him that the State of Missouri is uninsured. I got the case and found that the W. family had 5 cars at the time of the accident. Each was with Allstate and each had $25,000 coverage. Each policy contained a "government vehicle" exclusion clause. Allstate denied coverage. It took three months of trying to get a simple deposition of Allstate's adjuster and I had to get a judge to order it. The night before the adjuster's deposition, Allstate agreed to pay the $125,000. The case of Martin v. State Farm invalidated these government exclusion clauses in 1988, but Allstate ignored this law until I could force them before a court reporter at deposition.